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Payroll year end 2026: Everything you need to know | End of Year Checklist

Written by Silver Cloud | Mar 30, 2026 2:58:59 PM

The end of the financial year can be a taxing time for payroll professionals (pardon the pun). And that’s especially true this year as new employment law changes take effect.

Modern payroll software can take away a lot of the manual stresses of the last pay period of the year and your EOY submissions. But there are still a lot of things to consider and check off your to-do list before the new tax year begins...

The new financial year is quickly creeping up on us, as always, so we’ve pulled together all the important things payroll professionals like you need to be on top of during year end. This guide explains:

  • What legislative changes to look out for this year
  • The key deadlines and submissions employers must complete
  • A step-by-step checklist to prepare, reconcile and file correctly
  • The most common year-end mistakes to avoid

Whether you manage payroll in-house or through a provider, the responsibility for accurate year-end reporting remains with the employer.


What has changed for payroll in 2026?

Payroll year-end processes remain broadly consistent year to year, but the compliance environment around payroll continues to evolve. For the 2025/26 year-end and the move into the 2026/27 tax year, employers should be aware of several developments affecting payroll governance, reporting and system configuration.

Statutory payment configuration and reporting

Statutory payments such as Statutory Sick Pay (SSP), Statutory Maternity Pay (SMP), and Statutory Paternity Pay (SPP) remain key areas of scrutiny during payroll reconciliation.

At year-end, payroll teams should confirm that:

  • statutory payments have been calculated correctly throughout the year
  • recoverable amounts reported via Employer Payment Summary (EPS) align with payroll records
  • statutory rates and calculation rules are updated ahead of the new tax year

Even small configuration errors can accumulate across the year and become visible during year-end reconciliation.

Minimum wage and threshold updates for the new tax year

Each April, employers must update payroll systems to reflect changes to statutory rates and thresholds. Before rolling payroll into the 2026/27 tax year, employers should verify:

  • National Minimum Wage and National Living Wage rates
  • NIC thresholds and Lower Earnings Limit (LEL)
  • pension auto-enrolment triggers and qualifying earnings bands

Failure to update these values correctly can lead to wage underpayments or incorrect NIC calculations, both of which carry compliance and reputational risk.

Greater scrutiny on pay accuracy and auditability

In recent years there has been increasing focus on pay transparency, equal pay reporting and payroll data accuracy. While year-end reporting obligations themselves have not fundamentally changed, the expectation that organisations can demonstrate clear audit trails around pay decisions has increased.

As part of year-end preparation, many organisations now review:

  • off-cycle pay adjustments
  • bonus or commission payments applied during the year
  • manual payroll corrections

Ensuring these adjustments are properly documented helps reduce audit and compliance exposure.

Increased focus on payroll data accuracy

HMRC continues to expand its use of automated reconciliation across Real Time Information (RTI) submissions and other reporting streams. As a result, inconsistencies between payroll data, benefits reporting and other tax submissions are easier to detect.

Before submitting final payroll returns, organisations should ensure:

  • cumulative taxable pay figures reconcile across reports
  • National Insurance calculations are correct
  • benefits and expenses reporting aligns with payroll data where relevant

Year-end provides an important opportunity to confirm payroll records are complete and accurate before moving into the new tax year.

Automation and payroll system governance

Many organisations now rely on automated payroll workflows and integrated HR-payroll systems. While automation reduces manual administration, it does not remove the need for careful year-end review.

Configuration issues, incorrect tax settings, or integration problems can remain unnoticed during the year and only become visible during reconciliation.

A structured year-end process helps ensure payroll systems are correctly configured before the new tax year begins.

Taking care of the current tax year (2025/26)

Here are the top considerations you need to keep in mind during the 2025/26 payroll year end.

Processing frequency

Do you process weekly, fortnightly, 4 weekly payrolls or monthly? Will you be processing Week 53, 54 or 56? Trying to get payroll out while preparing for year end can get chaotic, so don’t worry if you’re feeling a little frazzled.

Take a moment to breathe and note to yourself which payroll you’re processing and which financial year you’re in with it. Taking an extra minute to think may seem counterintuitive when you’re so busy, but it can really help prevent overwhelm.

Remember: if your payday falls on or before the 5th April, you are still in the 2025/26 tax year.

FPS and EPS

Does your payroll software automatically flag your FPS (Full Payment Submission) as 'Final' on the last Submission of the year? This can be extremely helpful and save you a lot of anxiety, reducing the risk of missed submissions and unnecessary rework. Check if your software has that capability and whether or not you have it set up correctly.

Top tip: If it doesn’t do that, or if you forget after the flag, set some calendar reminders and make sure you include it on your Final EPS (Employer Payment Summary).

Accurate payments to HMRC

Inaccurate payments can mean your company ends up on lists like HMRC’s Name and Shame List for organisations that have failed to pay the minimum wage. Be sure your PAYE, NI, Student Loans, etc are balanced as these can accidentally take employees below the minimum wage if not managed appropriately. Also consider the following questions:

  • Have you reclaimed the correct amounts for statutory payments, e.g. SMP, SPP and SAP etc?
  • Do you qualify for Employment Allowance?
  • Has your annual pay bill increased making you liable to pay Apprenticeship Levy?
  • Having payroll software that produces a comprehensive Employer Payment Record (P32) will help with this task!

Don’t forget to check whether or not your payroll system automatically flags any of these issues.

Preparing for the new tax year

As well as finalising the current tax year, you'll have to start preparing for the new tax year (2026/27) as well. This is a great time to make sure you’re getting off to a good start with everything in order and not falling at the first payroll hurdle.

Software updates

This should be a regular task on your to-do list to make sure you have access to the latest features, but especially at Year End. Applying the latest legislative updates and remaining compliant for the new tax year must be a priority.

Tax codes

In preparation for Period 1, make sure you have received or collected your new tax codes from HMRC. On top of that, employees ending the tax year on a Week 1\Month Tax code should start the new tax year on a cumulative basis.

Deadline & P11D forms

If required, your employees must receive a P11D by 6th July and remember, P11D and P11D(b) submissions are now paperless and all submissions must be completed online via commercial software or HMRC’s PAYE Online service.

P60s

And finally, don’t forget that all employees employed by you on 5th April have to receive their P60 by 31st May.

Important dates to remember for the 2025/26 payroll year end

Don't forget these important dates as we transition from the 2025/26 tax year to 2026/27! Keeping these in mind will help you stay on track for a healthy year ahead.

  • On or before your employees’ payday: send your final FPS payroll report of the year
  • From April 6th: update employee payroll records
  • From April 6th: make sure your payroll software is updated
  • By April 19th: submit your final PAYE and final EPS
  • By May 31st: give your current employees a P60
  • By July 6th: report employee expenses and benefits if they aren’t being processed through payroll
  • By July 19th: pay Class 1A NIC on P11D benefits via cheque
  • By July 22nd: pay Class 1A NIC on P11D benefits electronically

Payroll year-end 2026 checklist

Use this checklist to ensure your payroll is accurate, compliant, and ready for the 2026/27 tax year.

1. Prepare and validate employee data

  • Confirm all employee records are complete and up to date
  • Check leavers, joiners and contractual changes are correctly recorded
  • Validate tax codes and National Insurance categories
  • Make sure benefits and deductions are accurately reflected

2. Reconcile payroll data before final submissions

  • Review cumulative taxable pay and NIC values
  • Reconcile payroll reports against finance records
  • Check statutory payments (SSP, SMP, SPP) have been calculated correctly
  • Validate any manual adjustments or corrections made during the year

3. Complete final payroll submissions to HMRC

  • Submit the final Full Payment Submission (FPS) and mark it as final
  • Submit an Employer Payment Summary (EPS) where required
  • Confirm all submissions have been accepted by HMRC
  • Resolve any errors or rejections before year-end closes

4. Issue employee year-end documentation

  • Generate and distribute P60s to all relevant employees by 31 May
  • Ensure P60 data matches submitted payroll figures
  • Retain copies for audit and compliance purposes

5. Review benefits and expenses reporting

  • Confirm benefits data is complete and accurate
  • Prepare for P11D and P11D(b) submissions where applicable
  • Ensure alignment between payroll and benefits reporting

6. Update payroll systems for the new tax year

  • Apply new tax codes issued by HMRC
  • Update National Minimum Wage and National Living Wage rates
  • Validate NIC thresholds and Lewer Earnings Limit (LEL)
  • Review pension auto-enrolment thresholds and contribution settings

7. Roll payroll forward into the 2026/27 tax year

  • Complete system year-end processes and roll-forward tasks
  • Test payroll calculations in the new tax year
  • Confirm reporting and payslip outputs are correct

8. Identify and address any compliance risks

  • Review areas of manual intervention or workarounds
  • Check approval processes and audit trails are in place
  • Ensure documentation is complete and accessible
  • Flag any issues requiring follow-up in the new tax year

Before closing the year, ask:

  • Are all submissions complete and accepted?
  • Do payroll and finance records reconcile?
  • Are we confident in the accuracy of employee pay and reporting?
  • Is the system ready for the new tax year?

Not sure if your payroll software is up to the job? It might be time for a digital review – get in touch to see how Silver Cloud can help.