• Payroll

• Earned Wage Access

The Wagestream app has four key pillars - Track, Coach, Stream, Save. Track The 'Track' feature gives people live visibility over their pay and spending in one place.

By making it easy to match up incomings and outgoings, employees are better placed to align their pay cycle with major expenses and can avoid problems like bounced payment fees, going into their overdraft or borrowing from family and friends. Coach The 'Coach' feature gives people a certified financial coach in real-time on their phone.

By providing access to expert, personalised, impartial guidance on everything to do with money, people feel empowered to save towards their goals (using Wagestream's in-app Save feature) and can learn how to apply for state benefits or reduce bills. Stream The 'Stream' feature gives people the flexibility to access their wages as they earn them. This brings two key benefits: giving people control over their own pay cycle significantly reduces money worries day-to-day; and giving people the choice to get paid when they've earned it can often mean they avoid resorting to high-cost credit in between pay cycles.